When you have a mortgage, the lender will want to protect their investment in your property and you will therefore need to provide evidence that you have arranged buildings insurance. This covers the structure and permanent fixtures and fittings of your home - meaning items you would not normally take with you if you moved house. Cover generally includes damage caused by fire, earthquake, explosion, storm damage, flooding, subsidence etc.
Contents Insurance is not compulsory, but is highly recommended to protect your personal household items, and policies can usually include accidental damage to certain electrical items.
At First Stop Mortgage Shop Tamworth we can compare products from a sufficiently large range of insurance providers for your Home and Contents Insurance.